Derek Holloway

Derek Holloway covers everyday safety and practical life tips — the common scams people fall for, the online habits that quietly put them at risk, and the small behaviors that shape how trustworthy someone comes across without them realizing it. He's drawn to the gap between what people assume is common sense and what actually catches them off guard, and he's noticed that the scams people fall for rarely look like scams until it's too late.

Derek has a habit of fact-checking warnings he sees passed around online before writing about them, since half the "common scam" advice out there turns out to be outdated or exaggerated. He'd rather run down a source than repeat a scary headline just because it's been shared a thousand times, even if that means a piece takes longer to put together.

He writes for readers who want a clear-eyed read on everyday risk — not paranoia, just the kind of practical awareness that actually holds up when it matters, explained without the fear-mongering that a lot of safety content leans on.